♦ Reserve Bank Governor Sanjay Malhotra released the National Strategy for Financial Inclusion: 2025-30 on 1 December 2025. The framework, as approved by the Sub-Committee of the Financial Stability and Development Council, lays down five strategic objectives towards elevating the state of financial inclusion in the country.

♦ According to an official press release, these Panch-Jyoti and a menu of 47 action points to achieve them, include improving the availability and use of equitable, responsible, suitable, and affordable bouquet of financial services to achieve financial safety and financial security for households and micro enterprises. It also aims to adopt a  gender-sensitive approach for women-led financial inclusion and differentiated strategies for improving financial resilience of households, especially for the underserved and vulnerable segments.