♦ The Pradhan Mantri Jan Dhan Yojana (PMJDY) has now crossed 55.02 crore account openings as of March 7, 2025.

♦ This was launched in August 2014 as part of the National Mission for Financial Inclusion (NMFI).

♦ Of these, 36.63 crore accounts have been opened in rural and semi-urban areas, extending formal banking access to vast segments of previously unbanked citizens.

♦ The Pradhan Mantri Suraksha Bima Yojana (PMSBY), which offers accident insurance at an annual premium of just Rs.20, has enrolled 50.30 crore individuals.

♦ Beneficiaries receive Rs.2 lakh coverage for death or permanent disability, and Rs.1 lakh for partial disability.

♦ The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), providing life insurance coverage of Rs.2 lakh for a yearly premium of Rs.436, has reached 23.21 crore people.

♦ The Atal Pension Yojana (APY), designed for workers in the unorganised sector, has garnered 7.49 crore enrolments.

♦ The scheme offers fixed pension payouts ranging from Rs.1,000 to Rs.5,000 per month after the subscriber turns 60, depending on their contribution.

♦ Meanwhile, the Pradhan Mantri Mudra Yojana (PMMY) has empowered small and micro-entrepreneurs by facilitating 52.07 crore loans amounting to Rs.33.19 lakh crore since inception.

♦ The scheme provides access to institutional credit of up to Rs.20 lakh for non-farm, income-generating activities.